Transforming SMB Banking and Payments

Helping banks to unlock the full value of merchant services

Application approved
Your account is now ready.
Let’s complete your set-up.
Your first settlement
$3,559.00
Total revenue
$45,139.00
18:32 EST
••••2067
$120.30

What we do

Pollinate gives banks the digital experience platform they need to win more small and medium size business (SMB) customers and grow revenue.
Accelerate
time to value
Platform live in weeks, not months
Reduce risk
Proven results and delivery methodologies
Future proof
A modular platform approach unlocks future flexibility
Differentiate
Win and retain customers, based on value, not price

How we do it

A digital experience platform built for bank and processor integration, flexibility and scalability
Pollinate Merchant Video
Built to support every stage of the merchant services lifecycle, from customer acquisition and onboarding to business growth and expansion:
Onboarding
Onboarding
Our dynamic onboarding workflows support customer acquisition from consideration to first transaction, increasing conversion and decreasing dropouts, whether in a digital, assisted or omni-channel journey.
Inform
Merchant Command Center
One “single pane of glass” for a bank to intelligently present its SMB offering. A unified, bankbranded dashboard that allows merchants to reconcile transactions, manage disputes, access statements, self-serve updates, discover new services and more. This increases customer lifetime value, reduces cost to serve, and opens new cross-sell opportunities.
Activation
Integrated merchant services
Integrate digital boarding and transaction management into online banking, to increase penetration of merchant services and reduce attrition.
Connect
ISV enablement
Expand reach by embedding merchant services into the platforms SMBs already use. A solution that enables banks to partner with ISVs and indirect channels, equipping our clients to sell and service financial products within third-party platforms. Scales distribution and capitalizes on the growing embedded finance opportunity.
Pollinate gives banks the digital experience platform they need to win more small and medium size business (SMB) customers and grow revenue.

Pollinate Mini-Apps

Explore Pollinate's pre-built Mini-Apps or collaborate to create bespoke front-end solutions tailored to your needs.
Pollinate Mini-apps
Customer acquisition
Stage 1
Merchants can browse products tailored to their preferred channel, integrating with the bank to curate a tailored offering.
Onboard
Stage 2
Configurable onboarding journey reflecting the bank’s logic, from quote through application to signing agreements.
Activation
Stage 3
Merchants can stay informed with shipment tracking and guides based on their merchant type. 
Inform
Stage 4
Help the merchant grow their business with access to personalized bank and 3rd party offers.
Connect
Stage 5
End-to-end capability for account management and issue resolution. For both merchants and service agents. 
Grow
Stage 6
Help the merchant grow their business with access to personalized bank and 3rd party offers.
Pollinate Component Library
Pollinate Component Library
Front-End Experience
Pollinate Container
Bank Owned / 3rd party channel
Configuration toolkit
Integration, Configuration and Run services
Pollinate platform video explainer

Our partners and investors

Insight partners logoNatwest LogoNAB logoInsight partners logoFiserv LogoInsight partners logoMastercard LogoInsight partners logoInsight partners logoEFMInsight partners logo
Client: Truist
Project: Launching a new merchant services business
Truist Merchant Engage is more than a product — it’s a reflection of our purpose driven commitment to lead the industry with integrated solutions that help businesses thrive. By unifying business banking and merchant services into one seamless experience, we’re enabling SMBs to operate more efficiently, make data-driven decisions and grow with confidence.
Chris Ward - Head of Enterprise Payments, Truist
Client: NatWest
Project: Launching a new merchant services business
Tyl by NatWest experiences built in partnership with Pollinate reiterates our commitment to harnessing the revolution in new technologies so that our customers can remain focused on growing their businesses.
Chief Executive of NatWest Group PLC 2019-2023
NAB logo
Client: National Australia Bank
Project: Digitizing an existing merchant services business
We are innovating in our core business to make banking simpler and easier for our customers and colleagues, while also exploring more revolutionary products and models with partners.
Ross McEwan - Group Chief Executive Officer, National Australia Bank
Pollinate Merchant Video