Driven by a powerful data/decisioning engine, we enable banks to provide compelling experiences for SME customers and consumers. Completely non-intrusive and with bank-grade security and privacy built in, with a choice of deployment paths, the Pollinate Platform enables banks to compete with fast moving fintechs, save costs and win market share.
…the ability to serve businesses more cost effectively than ever before, deliver amazing experiences and realise the potential value of their data.
…the ability to take and manage payments, manage and grow their business and access multiple services in one place – all from their bank.
…a better experience from their local businesses, with app-powered rewards and offers to keep them coming back.
Our onboarding process delivers a quote in 90 seconds and the sign up process takes as little as 5 minutes. Our journey allows necessary checks (e.g., AML, Credit Risk) through APIs. These checks are customizable based on bank’s requirements.
A library of configurable components is used to assemble personalised onboarding journeys. Merchants benefit from digital onboarding, and the ability to switch between digital and assisted journeys.
Your SMBs get complete traceability on transactions and settlements, increasing transparency and reducing reliance on statements and call centres.
Give your SMBs access to detailed data usually only available to large retailers.
ATV trends, revenue trends, historical comparisons and more.
With issuing data integrated, we enable small businesses to understand customer demographics, attitudes, and travel patterns.
A payment-linked loyalty platform, enabling merchants to create, publish and manage offers and rewards for their customers in one place. With interchange regulated in many markets, reward schemes from issuers are in decline. Our platform enables merchants to control and fund their own rewards.
Built to make redemption easier for merchants and customers by leveraging well-understood mobile loyalty process. Using the power of bank data to close the loop between merchants and consumers – delivered to consumers through a mobile app.
The Pollinate Data Platform works with any underlying infrastructure to ingest and transform multiple data sets from your bank and third parties – unlocking the power of your data and enabling the creation of valuable digital products
Bank, issuer and acquirer data securely ingested from multiple data sources
From overnight batch to real-time feeds, our data platform consumes data in the most common formats
Cloud platform hosted in-region of the bank to facilitate local regulatory compliance
Built to comply with data regulation requirements using tokenisation, obfuscation and segmentation
The Pollinate Platform can be deployed however it suits our client banks: we can deliver a range of ‘ready to use’ bank-branded products; to provide configurable front ends for bank deployment; or simply output API feeds to integrate into their current infrastructure.